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Merchant infrastructure · Powered by a P2P liquidity network

Pay in. Pay out.
In minutes.

One integration for local pay-ins and payouts across 10+ markets — settled to your USDT balance within minutes.

Get started
10+
Local markets
90%+
Conversion rate
Minutes
To USDT settlement

Coverage & capabilities

Local rails in 10+ markets, one integration.

Accept and pay out on the rails people actually use in each country — cards, IBAN, bank transfer and local wallets — all behind a single merchant API that settles to USDT.

🇹🇷TurkeyTRY
IBANPaparaCard
🇰🇷KoreaKRW
Bank transferKakaoPayToss
🇯🇵JapanJPY
Bank transferPayPay
🇰🇿KazakhstanKZT
KaspiHalyk
🇬🇪GeorgiaGEL
Bank cardBank transfer
🇪🇬EgyptEGP
InstaPayVodafone Cash
+ more marketsUAE · Brazil · Indonesia · Nigeria · Singapore — and growing

Local Pay-Ins

Cards, IBAN, local wallets

Local Payouts

Same rails, outbound

Near-Instant Settlement

USDT to balance, T+0

Merchant API

One REST endpoint

Real-Time Webhooks

Signed, replayable

Automated Routing

Best trader, auto-matched

Liquidity Network

3,000+ providers

Risk Protection

Collateral-backed

Payment infrastructure layer

One API for local payment infrastructure.

7x is the infrastructure layer between your product and every local market. One integration gives PSPs, crypto exchanges and product teams access to local pay-ins, payouts, settlement, routing and signed webhooks — without building per-country integrations, normalizing status models or operating a payout flow yourself.

One integration

A single REST API and credential set. Ship once instead of wiring a new provider for every country.

Multiple markets

Reach every supported market through the same endpoint — no separate integration per country or local provider.

Unified settlement

Pay-ins and payouts settle to a single USDT balance, so you reconcile one ledger instead of many.

Unified status model

Every market maps to one normalized order lifecycle — no per-provider status codes to translate.

Unified webhooks

One signed, replayable webhook contract across all markets, verified with HMAC-SHA256.

Automated routing

Volume is matched and routed to the best local provider automatically — no payout flow to build or operate.

Pay-in & payout

One balance. Money in, money out.

Collect local fiat across every market, settle it to a single USDT balance, then pay back out on the same local rails — inbound and outbound behind one API.

Pay-insMoney in
  • CardVisa · Mastercard · Troy
  • IBAN & bank transferFAST · instant clearing
  • Local walletsPapara · KakaoPay · PayPay
90%+Local-method acceptance

Merchant balance

12,480USDT

Settled · on-chain ready

PayoutsMoney out
  • Bank & IBAN payoutTo local accounts
  • Local walletsSame rails, outbound
  • Suppliers & tradersPaid in their own currency
T+0Local payout, T+0
Payout lifecycle

USDT balance

−131.84 USDT

Create payout

POST /v1/payout

Local transfer

5,000 TRY · IBAN

Recipient receives

Ahmet Y. · ····8842

How it works

From local fiat to USDT, in minutes.

One integration plugs your checkout into a live network of verified traders. The network absorbs the fiat and settles your merchant balance in stablecoin — no bank relationship, no chargebacks.

  1. Step 1 · Order

    Customer pays in local currency

    Your merchant creates an order via API or checkout widget. The customer pays by card, IBAN, bank transfer or local wallet — straight to a matched trader's real requisites.

    Customer pays5,000 TRY

  2. Step 2 · Match

    Trader auto-confirms via SMS

    A verified trader's device parses the bank notification the second it lands. Incoming fiat is matched to the order automatically — no manual approvals, no delays.

    Auto-matchedSMS · 2s

  3. Step 3 · Settle

    USDT lands in your balance

    The trader's USDT collateral releases to your merchant wallet instantly. Withdraw on-chain or pay out to the next order — T+0, every time.

    Your balance+132 USDT
Liquidity network

Deep local liquidity. Always on.

Live liquidity$15M+
Avg settlement6m 24s
Success rate98.7%
🇹🇷Turkey · TRY
IBANPaparaCard
Available liquidity
$3.4M88% capacity
Success rate98.4%
Avg settle5m 10s
🇰🇷Korea · KRW
Bank transferKakaoPayToss
Available liquidity
$5.1M94% capacity
Success rate99.1%
Avg settle4m 32s
🇯🇵Japan · JPY
Bank transferPayPay
Available liquidity
$2.8M76% capacity
Success rate97.6%
Avg settle6m 05s
🇪🇬Egypt · EGP
InstaPayVodafone Cash
Available liquidity
$1.4M70% capacity
Success rate96.8%
Avg settle6m 30s
🇰🇿Kazakhstan · KZT
KaspiHalyk
Available liquidity
$1.6M64% capacity
Success rate97.2%
Avg settle6m 48s
🇬🇪Georgia · GEL
Bank cardBank transfer
Available liquidity
$0.9M52% capacity
Success rate95.4%
Avg settle7m 20s

P2P network — the technology.·Merchant infrastructure — the product.

For developers

One API. Live in a day.

Create an order, get a signed webhook the moment it settles. Predictable JSON, clear docs, every local rail behind one endpoint — your team integrates in an afternoon, not a sprint.

  • REST API & webhooks

    Create orders, receive signed callbacks, resend any webhook from the delivery log.

  • Multi-currency

    Charge in local fiat, settle in USDT — the rate is locked the moment an order is created.

  • Multi-language

    A fully localized merchant cabinet that follows each user's language.

API lifecycle

Create order

POST /v1/payin

Customer pays

5,000 TRY

Payment confirmed

order.paid

Webhook sent

HMAC-SHA256

USDT settled

order.settled · +USDT

Merchant benefits

Why merchants choose 7x.

Beyond what the product does — here's what it changes for your business: faster market entry, fewer banking dependencies and risk that no longer lands on you.

Mini FAQ

Questions, answered.

The essentials on settlement, rates, payouts and going live. Need more detail? Talk to us — we'll walk your team through it.

Talk to our team
How fast is settlement?

Settlement is near-instant: every order settles to your USDT merchant balance at T+0, typically within minutes.

How is the exchange rate locked?

The FX rate is locked the moment an order is created, so the settled USDT amount is known up front — no surprises at settlement.

Do you support payouts?

Yes. Pay out on the same local rails you accept on — bank/IBAN, local wallets and suppliers — all from one USDT balance.

Do you provide sandbox access?

Yes. On request we provide sandbox credentials and integration support so your team can test the full flow before going live.

How are webhooks signed?

Every webhook is signed with HMAC-SHA256 and is replayable from the delivery log, so you can verify and re-process events safely.

Which markets are live?

Turkey, Korea, Japan, Kazakhstan, Georgia and Egypt are live, with UAE, Brazil, Indonesia, Nigeria and Singapore expanding.

Let's talk

Ready to work together?

Tell us about your case — volumes, geographies and the rails you need — and we'll map the best setup for you.

  • Local pay-in & payout across 10+ countries
  • USDT settlement, T+0
  • Hands-on integration support